Projection tool

Fund Deaccumulation Planner

Model how an invested balance changes when monthly spending is drawn from it, including future business income. Annual return is converted to a monthly compound rate.

$
%
$
35y
%
$

Assumes a constant rate of return, monthly compounding, and fixed monthly withdrawals adjusted by expense growth. Business income begins in the selected profitability year and offsets monthly expenses before fund withdrawals.

Runway
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Until balance reaches zero
Ending balance
--
At selected horizon
Total withdrawn
--
Net withdrawals from fund
Investment growth
--
Net growth earned before depletion

Balance over time

Fund balance

Annual detail

Values shown at each year end
Year Start balance Withdrawn Business income Growth End balance Monthly expense